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Small Business Grants in New Jersey

New Jersey's strategic location between New York City and Philadelphia, combined with one of the most highly educated workforces in the country, creates significant opportunities for small businesses. The state has invested heavily in innovation and business development programs, particularly in life sciences, technology, clean energy, and advanced manufacturing. While operating costs can be high, New Jersey's grant programs help offset expenses and fuel growth.

Economic Overview

New Jersey has approximately 880,000 small businesses employing over 1.8 million workers. The economy spans pharmaceuticals and life sciences, financial services, technology, food production, logistics, and tourism. The state has the highest density of scientists and engineers per square mile in the US. New Jersey's location provides access to the entire Northeast Corridor market. The state has been investing in revitalizing its cities, creating new opportunities in places like Newark, Jersey City, and New Brunswick.

State Grant Programs

The New Jersey Economic Development Authority (NJEDA) offers numerous programs including the Small Business Improvement Grant, the Small Business Lease Grant, tax credits through Aspire and Emerge programs, and the NJ Innovation Evergreen Fund for tech companies. The Edison Innovation Fund provides grants and loans to technology and life sciences companies. The NJ SBDC has offices across the state. The NJ Commission on Science, Innovation and Technology (CSIT) supports technology companies with grants and mentorship.

How to Apply

Visit the NJEDA website — they have the most comprehensive suite of small business grants in the state. Contact the NJ SBDC for free advising. Life sciences and tech companies should explore the Edison Innovation Fund and CSIT programs. Register at SAM.gov for federal grants. Newark, Jersey City, and other cities have their own local programs.

Featured Opportunities63 Active

National Association for the Self-EmployedSmall Business

Award Amount

$4,000 - $4,000

NASE Growth Grant

National, US
Closes: Rolling
WomensNetSmall Business

Award Amount

$10,000 - $50,000

Amber Grant for Women

National, US
Closes: Monthly
National Science FoundationTechnology

Award Amount

$275,000 - $305,000

NSF SBIR Phase I (America's Seed Fund)

National, US
Closes: Rolling
USDA Rural DevelopmentAgriculture

Award Amount

$10,000 - $500,000

USDA Rural Business Development Grants

National, US
Closes: Rolling
SkipSmall Business

Award Amount

$1,000 - $10,000

Skip Monthly Business Grants

National, US
Closes: Monthly
IFundWomenSmall Business

Award Amount

$5,000 - $25,000

IFundWomen Universal Grant Application

National, US
Closes: Rolling
VerizonSmall Business

Award Amount

$10,000 - $10,000

Verizon Small Business Digital Ready

National, US
Closes: Rolling
PayPal / VenmoSmall Business

Award Amount

$10,000 - $10,000

Venmo Small Business Grant

National, US
Closes: Varies
Department of DefenseTechnology

Award Amount

$50,000 - $275,000

DOD SBIR Phase I

National, US
Closes: Rolling
National Institutes of HealthHealthcare

Award Amount

$150,000 - $293,297

NIH SBIR/STTR Phase I

National, US
Closes: Varies
Department of EnergyTechnology

Award Amount

$50,000 - $200,000

DOE SBIR/STTR Phase I

National, US
Closes: Varies
NASATechnology

Award Amount

$150,000 - $750,000

NASA SBIR/STTR

National, US
Closes: Varies
USDA NIFAAgriculture

Award Amount

$50,000 - $150,000

USDA SBIR Phase I

National, US
Closes: Varies
Environmental Protection AgencyTechnology

Award Amount

$50,000 - $100,000

EPA SBIR Phase I

National, US
Closes: Varies
USDA Rural DevelopmentAgriculture

Award Amount

$75,000 - $750,000

USDA Value-Added Producer Grant

National, US
Closes: 2026-04-22
USDA Rural DevelopmentAgriculture

Award Amount

$2,500 - $1,000,000

USDA Rural Energy for America (REAP)

National, US
Closes: Rolling
Economic Development AdministrationSmall Business

Award Amount

$600,000 - $5,000,000

EDA Public Works Program

National, US
Closes: Rolling
Economic Development AdministrationSmall Business

Award Amount

$150,000 - $2,500,000

EDA Economic Adjustment Assistance

National, US
Closes: Rolling
Economic Development AdministrationTechnology

Award Amount

$250,000 - $2,000,000

EDA Build to Scale (Venture Challenge)

National, US
Closes: Varies
Small Business AdministrationSmall Business

Award Amount

$75,000 - $150,000

SBA Growth Accelerator Fund Competition

National, US
Closes: Varies
Small Business AdministrationSmall Business

Award Amount

$50,000 - $4,500,000

SBA HUBZone Program

National, US
Closes: Rolling
Small Business AdministrationSmall Business

Award Amount

$50,000 - $4,500,000

SBA 8(a) Business Development Program

National, US
Closes: Rolling
Small Business AdministrationSmall Business

Award Amount

$50,000 - $4,500,000

SBA Women-Owned Small Business Contracting

National, US
Closes: Rolling
Hello AliceSmall Business

Award Amount

$5,000 - $25,000

Hello Alice Small Business Growth Fund

National, US
Closes: Rolling
Hello Alice / AllstateSmall Business

Award Amount

$20,000 - $20,000

Allstate Main Street Grants (Hello Alice)

National, US
Closes: Rolling
Hello Alice / H&R BlockSmall Business

Award Amount

$10,000 - $50,000

Fund Her Future Grant (H&R Block)

National, US
Closes: Varies
KivaSmall Business

Award Amount

$1,000 - $15,000

Kiva 0% Interest Microloans

National, US
Closes: Rolling
FedExSmall Business

Award Amount

$10,000 - $10,000

FedEx Amplify Growth Lab

National, US
Closes: Varies
FedExSmall Business

Award Amount

$10,000 - $10,000

FedEx Boost Camp

National, US
Closes: Varies
Amazon BusinessSmall Business

Award Amount

$15,000 - $25,000

Amazon Business Small Business Grant

National, US
Closes: Varies
GoogleTechnology

Award Amount

$2,000 - $350,000

Google for Startups Cloud Program

National, US
Closes: Rolling
VisaTechnology

Award Amount

$20,000 - $100,000

Visa Everywhere Initiative

National, US
Closes: Varies
ComcastSmall Business

Award Amount

$5,000 - $10,000

Comcast RISE

National, US
Closes: Varies
Intuit QuickBooksSmall Business

Award Amount

$20,000 - $20,000

Intuit QuickBooks Small Business Hero

National, US
Closes: 2026-05-15
Ladies Who LaunchSmall Business

Award Amount

$10,000 - $10,000

Ladies Who Launch Program

National, US
Closes: Varies
Freed FellowshipSmall Business

Award Amount

$500 - $2,500

Freed Fellowship Grant

National, US
Closes: Monthly
eBaySmall Business

Award Amount

$10,000 - $10,000

eBay Up & Running Grants

National, US
Closes: Varies
NavSmall Business

Award Amount

$5,000 - $10,000

Nav Small Business Grants

National, US
Closes: Quarterly
MassChallengeTechnology

Award Amount

$25,000 - $100,000

MassChallenge Accelerator (Equity-Free)

National, US
Closes: Varies
Southern Smoke FoundationRestaurant

Award Amount

$1,000 - $5,000

Southern Smoke Emergency Relief Fund

National, US
Closes: Rolling
CartierSmall Business

Award Amount

$30,000 - $100,000

Cartier Women's Initiative (2027 Cycle)

National, US
Closes: 2026-06-16
Boundless Futures FoundationSmall Business

Award Amount

$10,000 - $50,000

EmpowHer Grant

National, US
Closes: 2026-06-01
Halstead BeadSmall Business

Award Amount

$7,500 - $7,500

Halstead Grant for Jewelry Designers

National, US
Closes: 2026-05-01
Girlboss FoundationSmall Business

Award Amount

$15,000 - $15,000

Girlboss Foundation Grant

National, US
Closes: Varies
Spanx by Sara Blakely FoundationSmall Business

Award Amount

$5,000 - $5,000

Red Backpack Fund (Spanx Foundation)

National, US
Closes: Monthly
Tory Burch FoundationSmall Business

Award Amount

$5,000 - $5,000

Tory Burch Foundation Fellows

National, US
Closes: Varies
National Association of Women Business Owners / MastercardSmall Business

Award Amount

$10,000 - $10,000

NAWBO / Mastercard Small Business Grants

National, US
Closes: Varies
Second Service FoundationSmall Business

Award Amount

$2,000 - $5,000

Second Service Foundation Veteran Awards

National, US
Closes: Monthly
U.S. Chamber of Commerce FoundationSmall Business

Award Amount

$10,000 - $25,000

Hiring Our Heroes Small Business Grant

National, US
Closes: Varies
PenFed FoundationSmall Business

Award Amount

$5,000 - $50,000

PenFed Foundation Veteran Entrepreneur Program

National, US
Closes: Rolling
NAACPSmall Business

Award Amount

$25,000 - $25,000

NAACP Powershift Entrepreneur Grant

National, US
Closes: Varies
NAACP / L'OrealSmall Business

Award Amount

$25,000 - $25,000

NAACP x L'Oreal Beauty Industry Grants

National, US
Closes: 2026-04-23
Fearless Fund / MastercardSmall Business

Award Amount

$10,000 - $20,000

Fearless Strivers Grant (Fearless Fund + Mastercard)

National, US
Closes: Rolling
First Nations Development InstituteSmall Business

Award Amount

$1,500 - $5,000

First Nations Acorn Fund

National, US
Closes: 2026-04-29
First Nations Development InstituteAgriculture

Award Amount

$10,000 - $40,000

First Nations Native Food Sovereignty Grant

National, US
Closes: Varies
National Black MBA AssociationSmall Business

Award Amount

$10,000 - $50,000

NBMBAA Scale-Up Pitch Challenge

National, US
Closes: Varies
SoGal FoundationTechnology

Award Amount

$5,000 - $10,000

SoGal Foundation Black Founder Grant

National, US
Closes: Rolling
DigitalUndivided / JPMorgan ChaseTechnology

Award Amount

$5,000 - $5,000

DigitalUndivided Breakthrough Program

National, US
Closes: Varies
National Disability Institute / Verizon / SBASmall Business

Award Amount

$5,000 - $10,000

NDI Small Business Hub (Disability Entrepreneurs)

National, US
Closes: Rolling
NAACP / BACARDIRestaurant

Award Amount

$5,000 - $25,000

NAACP x BACARDI Backing the B.A.R.

National, US
Closes: Varies
NAACP / Vistaprint / Boston CelticsSmall Business

Award Amount

$25,000 - $25,000

NAACP Power Forward Small Business Grant

National, US
Closes: Rolling
MetaTechnology

Award Amount

$25,000 - $200,000

Meta AI Glasses Impact Grants

National, US
Closes: Varies
U.S. Hispanic Chamber of Commerce / Wells FargoSmall Business

Award Amount

$5,000 - $15,000

USHCC / Wells Fargo Hispanic Business Grants

National, US
Closes: Varies

Frequently Asked Questions

What grants does New Jersey offer small businesses?

NJEDA offers Small Business Improvement Grants, Lease Grants, the Evergreen Fund for tech companies, Edison Innovation Fund grants for life sciences and tech, tax credits through Aspire and Emerge, and federal SBIR/STTR programs.

Don't see a perfect match?

Most businesses rely on lines of credit rather than grants. Check your eligibility for up to $250k in fast funding.

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